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<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif">MS-3 Students,<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><b><span style="font-family:"Calibri",sans-serif;background:yellow;mso-highlight:yellow">FINAL REMINDER:</span></b><b><span style="font-family:"Calibri",sans-serif"><o:p></o:p></span></b></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif">Your annual (virtual) Financial Literacy Session with Student Loan Professor is TONIGHT –
<b><u>Tuesday, August 19<sup>th</sup> at 6:30pm.</u></b> Students have consistently found these sessions extremely helpful and have often asked for the recording afterwards.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif">**YOU MUST BE REGISTERED TO ATTEND (please see link in the attached flyer).<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif">Topics to be covered:<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<ul style="margin-top:0in" type="disc">
<li class="MsoNormal" style="color:red;mso-list:l1 level1 lfo3"><span style="font-family:"Calibri",sans-serif;mso-ligatures:none">What are the different types of physician employment?<o:p></o:p></span></li><li class="MsoNormal" style="color:red;mso-list:l1 level1 lfo3"><span style="font-family:"Calibri",sans-serif;mso-ligatures:none">What are the latest trends with physician employment?<o:p></o:p></span></li><li class="MsoNormal" style="color:red;mso-list:l1 level1 lfo3"><span style="font-family:"Calibri",sans-serif;mso-ligatures:none">How is the structure of healthcare companies changing, and how will it impact me?<o:p></o:p></span></li><li class="MsoNormal" style="color:red;mso-list:l1 level1 lfo3"><span style="font-family:"Calibri",sans-serif;mso-ligatures:none">What is a wRVU and why is it important?<o:p></o:p></span></li><li class="MsoNormal" style="color:red;mso-list:l1 level1 lfo3"><span style="font-family:"Calibri",sans-serif;mso-ligatures:none">What is Fair Market Value and why should I care?<o:p></o:p></span></li><li class="MsoNormal" style="color:red;mso-list:l1 level1 lfo3"><span style="font-family:"Calibri",sans-serif;mso-ligatures:none">What parts of an employment contract are negotiable?<o:p></o:p></span></li><li class="MsoNormal" style="color:red;mso-list:l1 level1 lfo3"><span style="font-family:"Calibri",sans-serif;mso-ligatures:none">Are termination clauses still a thing?<o:p></o:p></span></li><li class="MsoNormal" style="color:red;mso-list:l1 level1 lfo3"><span style="font-family:"Calibri",sans-serif;mso-ligatures:none">Should I hire an expert to review my contract?<o:p></o:p></span></li><li class="MsoNormal" style="color:red;mso-list:l1 level1 lfo3"><span style="font-family:"Calibri",sans-serif;mso-ligatures:none">What economic questions should I be asking during my rotations?<o:p></o:p></span></li></ul>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif">Thanks!<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<div>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;mso-ligatures:none">Blessings,<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"> <o:p></o:p></span></p>
<p class="MsoNormal"><i><span style="font-size:20.0pt;font-family:"Monotype Corsiva";mso-ligatures:none">Debi</span></i><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"> </span></b><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none">Debi Pipes</span></b><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none">Director of Student Affairs</span><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none">School of Osteopathic Medicine | Campbell University</span><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none">Post Office Box 4280 | Buies Creek, North Carolina 27506</span><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none">Levine Hall Office #115 | 910-893-1784 | </span><a href="http://medicine.campbell.edu/" target="_blank"><span style="font-family:"Calibri",sans-serif;color:#1F497D;mso-ligatures:none">medicine.campbell.edu</span></a><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none"> </span><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><a href="http://medicine.campbell.edu/" target="_blank"><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none;text-decoration:none"><img border="0" width="509" height="53" style="width:5.302in;height:.552in" id="Picture_x0020_3" src="cid:image001.png@01DC02C7.0CDD00F0"></span></a><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none"> </span><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none">CONFIDENTIALITY NOTICE: This e-mail, including any attachments, is intended for the sole use of the addressee(s) and may contain legally privileged and/or confidential
information. If you are not the intended recipient, you are hereby notified that any use, dissemination, copying or retention of this e-mail or the information contained herein is strictly prohibited. If you have received this e-mail in error, please immediately
notify the sender by telephone or reply by e-mail, and permanently delete this e-mail from your computer system. There is no intent on the part of the sender to waive any privilege, including the attorney-client privilege, that may attach to this communication.
Thank you. IF YOU HAVE RECEIVED THIS IN ERROR, PLEASE CALL ME IMMEDIATELY AT 910-893-1784.</span><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
</div>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<div>
<div style="border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;mso-ligatures:none">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;mso-ligatures:none"> Cusom27 <cusom27-bounces@list.campbell.edu>
<b>On Behalf Of </b>Pipes, Deborah A<br>
<b>Sent:</b> Thursday, August 14, 2025 9:35 AM<br>
<b>To:</b> 'cusom27@list.campbell.edu' <cusom27@list.campbell.edu><br>
<b>Subject:</b> [Cusom27] FW: MS-3 VIRTUAL Financial Literacy Session 8/19<br>
<b>Importance:</b> High<o:p></o:p></span></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif">Good morning, MS-3 students!<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif">Just a reminder of your virtual financial literacy session with Student Loan Professor (Mr. Brandon Barfield) coming up this
<b><i><u>TUESDAY, AUGUST 19<sup>th</sup> at 6:30pm</u></i></b>. See more information below and please note that you must click on the link in the attached document to register to attend.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif">Thanks!<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<div>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;mso-ligatures:none">Blessings,<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"> <o:p></o:p></span></p>
<p class="MsoNormal"><i><span style="font-size:20.0pt;font-family:"Monotype Corsiva";mso-ligatures:none">Debi</span></i><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"> </span></b><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none">Debi Pipes</span></b><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none">Director of Student Affairs</span><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none">School of Osteopathic Medicine | Campbell University</span><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none">Post Office Box 4280 | Buies Creek, North Carolina 27506</span><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none">Levine Hall Office #115 | 910-893-1784 | </span><a href="http://medicine.campbell.edu/" target="_blank"><span style="font-family:"Calibri",sans-serif;color:#1F497D;mso-ligatures:none">medicine.campbell.edu</span></a><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none"> </span><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><a href="http://medicine.campbell.edu/" target="_blank"><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none;text-decoration:none"><img border="0" width="509" height="53" style="width:5.302in;height:.552in" id="Picture_x0020_1" src="cid:image001.png@01DC02C7.0CDD00F0"></span></a><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none"> </span><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none">CONFIDENTIALITY NOTICE: This e-mail, including any attachments, is intended for the sole use of the addressee(s) and may contain legally privileged and/or confidential
information. If you are not the intended recipient, you are hereby notified that any use, dissemination, copying or retention of this e-mail or the information contained herein is strictly prohibited. If you have received this e-mail in error, please immediately
notify the sender by telephone or reply by e-mail, and permanently delete this e-mail from your computer system. There is no intent on the part of the sender to waive any privilege, including the attorney-client privilege, that may attach to this communication.
Thank you. IF YOU HAVE RECEIVED THIS IN ERROR, PLEASE CALL ME IMMEDIATELY AT 910-893-1784.</span><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;mso-ligatures:none">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;mso-ligatures:none"> Pipes, Deborah A <</span><a href="mailto:dpipes@campbell.edu"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;mso-ligatures:none">dpipes@campbell.edu</span></a><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;mso-ligatures:none">>
<br>
<b>Sent:</b> Tuesday, August 5, 2025 9:53 AM<br>
<b>To:</b> </span><a href="mailto:cusom27@list.campbell.edu"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;mso-ligatures:none">cusom27@list.campbell.edu</span></a><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;mso-ligatures:none"><br>
<b>Cc:</b> Pipes, Deborah A <</span><a href="mailto:dpipes@campbell.edu"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;mso-ligatures:none">dpipes@campbell.edu</span></a><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;mso-ligatures:none">>;
Huston, Faith M <</span><a href="mailto:fhuston@campbell.edu"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;mso-ligatures:none">fhuston@campbell.edu</span></a><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;mso-ligatures:none">><br>
<b>Subject:</b> MS-3 VIRTUAL Financial Literacy Session 8/19<br>
<b>Importance:</b> High<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif">Good morning, MS-3 students!</span><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif">As you probably remember from the past two years, CUSOM has partnered with “Student Loan Professor” (previously called ‘Doctors Without Quarters’) to bring an ANNUAL financial seminar to our
students that is SPECIFIC to your year in medical school and is geared toward DO students.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif">Since you are currently an MS-3 student, you will have a virtual session this year, a (different) virtual session in year 4, and an EXIT COUNSELING (in person) before you graduate. ALL are
MANDATORY accreditation requirements for CUSOM, and many students have found these seminars extremely helpful.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif">Your MS-3 “Financial Literacy” seminar will be on
<b><u><span style="background:yellow;mso-highlight:yellow">Tuesday, August 19<sup>th</sup> at 6:30pm ET via Zoom</span></u></b>.
<span style="color:red">***Please open the attached flyer and <b><u><span style="background:yellow;mso-highlight:yellow">click on the link to register</span></u></b>.***
</span><b>YOU MUST BE REGISTERED TO ATTEND</b>.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif">We <b>HIGHLY ENCOURAGE</b> you to attend if your rotation schedule permits because ALL students need to understand their debt and how to best manage it! This session will be recorded, and the
link will be sent out afterwards, but a benefit to attending live is being able to interact and ask our presenter questions.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif">Attached is a document with more detailed information, but here are some of the important topics that will be covered on August 19<sup>th</sup>:<o:p></o:p></span></p>
<p class="Default"><span style="font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<ul style="margin-top:0in" type="disc">
<li class="MsoNormal" style="color:red;mso-list:l1 level1 lfo3"><span style="font-family:"Calibri",sans-serif;mso-ligatures:none">What are the different types of physician employment?<o:p></o:p></span></li><li class="MsoNormal" style="color:red;mso-list:l1 level1 lfo3"><span style="font-family:"Calibri",sans-serif;mso-ligatures:none">What are the latest trends with physician employment?<o:p></o:p></span></li><li class="MsoNormal" style="color:red;mso-list:l1 level1 lfo3"><span style="font-family:"Calibri",sans-serif;mso-ligatures:none">How is the structure of healthcare companies changing, and how will it impact me?<o:p></o:p></span></li><li class="MsoNormal" style="color:red;mso-list:l1 level1 lfo3"><span style="font-family:"Calibri",sans-serif;mso-ligatures:none">What is a wRVU and why is it important?<o:p></o:p></span></li><li class="MsoNormal" style="color:red;mso-list:l1 level1 lfo3"><span style="font-family:"Calibri",sans-serif;mso-ligatures:none">What is Fair Market Value and why should I care?<o:p></o:p></span></li><li class="MsoNormal" style="color:red;mso-list:l1 level1 lfo3"><span style="font-family:"Calibri",sans-serif;mso-ligatures:none">What parts of an employment contract are negotiable?<o:p></o:p></span></li><li class="MsoNormal" style="color:red;mso-list:l1 level1 lfo3"><span style="font-family:"Calibri",sans-serif;mso-ligatures:none">Are termination clauses still a thing?<o:p></o:p></span></li><li class="MsoNormal" style="color:red;mso-list:l1 level1 lfo3"><span style="font-family:"Calibri",sans-serif;mso-ligatures:none">Should I hire an expert to review my contract?<o:p></o:p></span></li><li class="MsoNormal" style="color:red;mso-list:l1 level1 lfo3"><span style="font-family:"Calibri",sans-serif;mso-ligatures:none">What economic questions should I be asking during my rotations?<o:p></o:p></span></li></ul>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif">Please feel free to reach out to Student Loan Professor if you have any questions (</span><a href="mailto:Help@StudentLoanProfessor.com"><span style="font-family:"Calibri",sans-serif">Help@StudentLoanProfessor.com</span></a><span style="font-family:"Calibri",sans-serif">).
Thanks!<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;mso-ligatures:none">Blessings,<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"> <o:p></o:p></span></p>
<p class="MsoNormal"><i><span style="font-size:20.0pt;font-family:"Monotype Corsiva";mso-ligatures:none">Debi</span></i><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"> </span></b><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><b><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none">Debi Pipes</span></b><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none">Director of Student Affairs</span><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none">School of Osteopathic Medicine | Campbell University</span><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none">Post Office Box 4280 | Buies Creek, North Carolina 27506</span><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none">Levine Hall Office #115 | 910-893-1784 | </span><a href="http://medicine.campbell.edu/" target="_blank"><span style="font-family:"Calibri",sans-serif;color:#1F497D;mso-ligatures:none">medicine.campbell.edu</span></a><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none"> </span><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><a href="http://medicine.campbell.edu/" target="_blank"><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none;text-decoration:none"><img border="0" width="509" height="53" style="width:5.302in;height:.552in" id="x_gmail-m_7010912524512559881Picture_x0020_1" src="cid:image001.png@01DC02C7.0CDD00F0"></span></a><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none"> </span><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-family:"Calibri",sans-serif;color:black;mso-ligatures:none">CONFIDENTIALITY NOTICE: This e-mail, including any attachments, is intended for the sole use of the addressee(s) and may contain legally privileged and/or confidential
information. If you are not the intended recipient, you are hereby notified that any use, dissemination, copying or retention of this e-mail or the information contained herein is strictly prohibited. If you have received this e-mail in error, please immediately
notify the sender by telephone or reply by e-mail, and permanently delete this e-mail from your computer system. There is no intent on the part of the sender to waive any privilege, including the attorney-client privilege, that may attach to this communication.
Thank you. IF YOU HAVE RECEIVED THIS IN ERROR, PLEASE CALL ME IMMEDIATELY AT 910-893-1784.</span><span style="font-family:"Calibri",sans-serif;mso-ligatures:none"><o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
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